Comments for Preventing Foreclosure http://www.abbey-properties.com Views on How to Prevent Foreclosure on Your Property Thu, 18 Mar 2010 16:06:45 -0500 http://wordpress.org/?v=2.9.2 hourly 1 Comment on The Power of Foreclosure Lists by home-loan-modification.org-loan-modification | home-loan-modification.org http://www.abbey-properties.com/843/the-power-of-foreclosure-lists/comment-page-1/#comment-1111 home-loan-modification.org-loan-modification | home-loan-modification.org Thu, 18 Mar 2010 16:06:45 +0000 http://www.abbey-properties.com/843/the-power-of-foreclosure-lists/#comment-1111 [...] The Power of Foreclosure Lists [...] [...] The Power of Foreclosure Lists [...]

]]> Comment on Which of these families deserves government mortgage help? by MAD http://www.abbey-properties.com/838/which-of-these-families-deserves-government-mortgage-help/comment-page-1/#comment-1108 MAD Thu, 18 Mar 2010 13:28:56 +0000 http://www.abbey-properties.com/838/which-of-these-families-deserves-government-mortgage-help/#comment-1108 I am a white single mother, I have a college degree that I paid for, I have a 7 year old, paid for every single medical bill since day 1 until September 2009 then I lost my job. His father is a sole proprietor so the courts could not get the child support taken directly from his check so now he pays’s me when he feels like it. I left him because he was a drunk, verbally abusive and sometimes physically abusive. He thinks he punishes me when he does not pay child support and pays it when he wants. I have a 1000sq foot condo; I have always taken hammy downs from friends for my self and my son. I am now struggling doing what ever I can do earn extra money to support my child my condo is going into foreclosure and I get NO HELP FROM THE STATE OF CONNETICUT. I have been working since 15 and I am 39, paying tax’s all those years, and when I called to get help I get treated like a piece of dirt. The state of Connecticut should be ashamed of themselves. I stopped having children because I CAN NOT AFFORD ANY MORE, but I guess if you want help from anyone you have multiple children every year in order to get the help. Thank you State of Connecticut for taking my money for 24 years and then when I need help you shut the door in my face. Disgusting I am a white single mother, I have a college degree that I paid for, I have a 7 year old, paid for every single medical bill since day 1 until September 2009 then I lost my job. His father is a sole proprietor so the courts could not get the child support taken directly from his check so now he pays’s me when he feels like it. I left him because he was a drunk, verbally abusive and sometimes physically abusive. He thinks he punishes me when he does not pay child support and pays it when he wants. I have a 1000sq foot condo; I have always taken hammy downs from friends for my self and my son. I am now struggling doing what ever I can do earn extra money to support my child my condo is going into foreclosure and I get NO HELP FROM THE STATE OF CONNETICUT. I have been working since 15 and I am 39, paying tax’s all those years, and when I called to get help I get treated like a piece of dirt. The state of Connecticut should be ashamed of themselves. I stopped having children because I CAN NOT AFFORD ANY MORE, but I guess if you want help from anyone you have multiple children every year in order to get the help. Thank you State of Connecticut for taking my money for 24 years and then when I need help you shut the door in my face. Disgusting

]]> Comment on Foreclosure on the American dream by mortgage california http://www.abbey-properties.com/826/foreclosure-on-the-american-dream/comment-page-1/#comment-1095 mortgage california Wed, 17 Mar 2010 20:58:33 +0000 http://www.abbey-properties.com/826/foreclosure-on-the-american-dream/#comment-1095 Mr. Obama does it cause he just cares about the his short term poll number. Mr. Obama does it cause he just cares about the his short term poll number.

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by pat http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1088 pat Wed, 17 Mar 2010 14:05:24 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1088 Henry Portner has been practicing law for over 35 years. My knowledge and experience is both deep and diverse. Mr. Portner is licensed in six states, Florida, New Jersey Pennsylvania, Colorado, South Carolina and Georgia. Henry has practiced in a variety of areas, specializing in Real Estate Law and Commercial Litigation. Mr. Portner speaks on various issues such as negotiating liens and judgments on properties and has also been a guest lecturer and speaker at bar associations and served as a Junt Professor at Temple University. Consumer Lawyers of America, PA Henry N. Portner Attorney at Law 1001 West Indian Town Rd Suite 105 Jupiter, Florida 33458 Phone: 561.354.0616 Phone: 888.600.9723 Fax: 888.658.0573 Henry Portner has been practicing law for over 35 years. My knowledge and experience is both deep and diverse. Mr. Portner is licensed in six states, Florida, New Jersey Pennsylvania, Colorado, South Carolina and Georgia. Henry has practiced in a variety of areas, specializing in Real Estate Law and Commercial Litigation. Mr. Portner speaks on various issues such as negotiating liens and judgments on properties and has also been a guest lecturer and speaker at bar associations and served as a Junt Professor at Temple University.

Consumer Lawyers of America, PA
Henry N. Portner Attorney at Law

1001 West Indian Town Rd
Suite 105
Jupiter, Florida 33458

Phone: 561.354.0616
Phone: 888.600.9723
Fax: 888.658.0573

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by Big Daddy http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1080 Big Daddy Wed, 17 Mar 2010 04:12:51 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1080 I'm an attorney and ordered this book for two reasons: (1) I'm getting more and more questions from those who are having financial difficulties and (2) opposition research. I do not represent debtors but all lawyers get hit up for advice in areas where they do not regularly practice (relatives, friends, etc.). I wanted something handy and concise that summarized the major points. This book does a good job in that respect. Also, while I don't regularly represent creditors, I frequently encounter situations where it is good for me to see how debtors think and anticipate what kinds of actions their advisors may tell them to take. This book was also good in that respect. <br /> <br />Overall, the book is simple and intuitive and contains good advice. I thought the advice to debtors about how to avoid scams was particularly insightful. I would only stress that people who are concerned about losing their home would be best to buy the book BEFORE they get a foreclosure notice. The earlier you get started on taking defensive measures, the better. Rating: 5 / 5 I’m an attorney and ordered this book for two reasons: (1) I’m getting more and more questions from those who are having financial difficulties and (2) opposition research. I do not represent debtors but all lawyers get hit up for advice in areas where they do not regularly practice (relatives, friends, etc.). I wanted something handy and concise that summarized the major points. This book does a good job in that respect. Also, while I don’t regularly represent creditors, I frequently encounter situations where it is good for me to see how debtors think and anticipate what kinds of actions their advisors may tell them to take. This book was also good in that respect.

Overall, the book is simple and intuitive and contains good advice. I thought the advice to debtors about how to avoid scams was particularly insightful. I would only stress that people who are concerned about losing their home would be best to buy the book BEFORE they get a foreclosure notice. The earlier you get started on taking defensive measures, the better.
Rating: 5 / 5

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by Eagle Vision http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1079 Eagle Vision Wed, 17 Mar 2010 03:22:12 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1079 The US Housing Market and the homeowners utilizing adjustable rate mortgages (ARMs) and Interest Only Loans have fallen victim on hard times. A friend of mine, a recently widowed mother of 2 children (one of which is in college), fell victim to foreclosure of her house that lived in for 15 years. I wish I had read this book prior to the loss of her home. <br /> <br />Outlined are the various stages of foreclosure and the practical methods of either saving your property or at least living 'rent free' before you get evicted. They cover many legitimate FREE resources that may help you negotiate your unfortunate situation. It has the tax implications regarding short selling and covers various protections under Chapter 7 or Chapter 13 Bankruptcy. A glossary in the appendix covers unfamiliar terms. An appendix in the back covers state specific guidelines on your rights and timelines (or lack thereof). <br /> <br />I highly recommend this book for anyone who paid for their home with with an ARM (and a leg) or an interest only loan. I also recommend this book for folks who purchased their house but then was called to active duty in the military. It is sad that I hear about people called to serve our country only to end up losing their homes (especially, when they have become disabled). <br /> <br /> Rating: 5 / 5 The US Housing Market and the homeowners utilizing adjustable rate mortgages (ARMs) and Interest Only Loans have fallen victim on hard times. A friend of mine, a recently widowed mother of 2 children (one of which is in college), fell victim to foreclosure of her house that lived in for 15 years. I wish I had read this book prior to the loss of her home.

Outlined are the various stages of foreclosure and the practical methods of either saving your property or at least living ‘rent free’ before you get evicted. They cover many legitimate FREE resources that may help you negotiate your unfortunate situation. It has the tax implications regarding short selling and covers various protections under Chapter 7 or Chapter 13 Bankruptcy. A glossary in the appendix covers unfamiliar terms. An appendix in the back covers state specific guidelines on your rights and timelines (or lack thereof).

I highly recommend this book for anyone who paid for their home with with an ARM (and a leg) or an interest only loan. I also recommend this book for folks who purchased their house but then was called to active duty in the military. It is sad that I hear about people called to serve our country only to end up losing their homes (especially, when they have become disabled).

Rating: 5 / 5

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by The Three Woods http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1078 The Three Woods Wed, 17 Mar 2010 01:28:36 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1078 With so many foreclosures taking place around us and with there being an uncertain future with finances, I decided to check-out The Foreclosure Survival Guide. I'm so very glad that I did. The author, Attorney Stephen Elias, writes in a very easy to understand way. He walks you through some of the hardest decisions you will have to make about your home such as "Does it make sense to give up your house instead of fighting foreclosure?" He gives great insight on ways to keep your home (if it's financially wise) and how to slow down a foreclosure to help you get your footing in life. The book also clears up what a Chapter 7 & a Chapter 13 bankruptcy is and what it means when it comes to your credit. It definitely gives you the tools you need to understand how to negotiate your way through a foreclosure. Before reading the book, I had very little understanding of what actually takes place before, during and after a foreclosure. He answered all of my questions - directed me where to search for more information and explained my state laws (WOW!) all in 10 chapters. He also lists the different mortgage scams out there and how to protect yourself from them. The final chapter gives you resources to legitimate companies, counselors, books, etc. that will help you on your way to understanding your options. If you are losing sleep over what to do with your home, I'd definitely recommend getting this book. Rating: 5 / 5 With so many foreclosures taking place around us and with there being an uncertain future with finances, I decided to check-out The Foreclosure Survival Guide. I’m so very glad that I did. The author, Attorney Stephen Elias, writes in a very easy to understand way. He walks you through some of the hardest decisions you will have to make about your home such as “Does it make sense to give up your house instead of fighting foreclosure?” He gives great insight on ways to keep your home (if it’s financially wise) and how to slow down a foreclosure to help you get your footing in life. The book also clears up what a Chapter 7 & a Chapter 13 bankruptcy is and what it means when it comes to your credit. It definitely gives you the tools you need to understand how to negotiate your way through a foreclosure. Before reading the book, I had very little understanding of what actually takes place before, during and after a foreclosure. He answered all of my questions – directed me where to search for more information and explained my state laws (WOW!) all in 10 chapters. He also lists the different mortgage scams out there and how to protect yourself from them. The final chapter gives you resources to legitimate companies, counselors, books, etc. that will help you on your way to understanding your options. If you are losing sleep over what to do with your home, I’d definitely recommend getting this book.
Rating: 5 / 5

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by Bucky http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1077 Bucky Wed, 17 Mar 2010 01:25:15 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1077 Nolo Press has been printing books on law and legal issues for laypeople for almost 40 years, and as someone with a legal background, I have always been impressed with their products. The Foreclosure Survival Guide is no exception. As I write this review, the US economy is undergoing an unprecedented period of turmoil as the result of irresponsible lending practices in the mortgage market. It is quite possible that some of the people reading this review are undergoing or will be undergoing the horrific process of home foreclosure. If so, my heart goes out to you. I suggest you get this book and read it carefully. It outlines the process of foreclosure (and includes a glossary for those unfamiliar with legal mumbo-jumbo), what your rights are, what the mortgage-holder's rights are, and what options you may have to prevent, forestall, or help you just survive what lies ahead. Knowledge in these circumstances may not be power, but it will tell you what to expect, which is more comforting than going through foreclosure blind. There is also a section that briefly describes each state's foreclosure rules. This book was obviously written with great compassion for people going through foreclosure, but it also offers clear-eyed advice regarding the homeowner's options. This book may give you some ideas, or inform you of rights you may not have known you had. I highly recommend it. Rating: 5 / 5 Nolo Press has been printing books on law and legal issues for laypeople for almost 40 years, and as someone with a legal background, I have always been impressed with their products. The Foreclosure Survival Guide is no exception. As I write this review, the US economy is undergoing an unprecedented period of turmoil as the result of irresponsible lending practices in the mortgage market. It is quite possible that some of the people reading this review are undergoing or will be undergoing the horrific process of home foreclosure. If so, my heart goes out to you. I suggest you get this book and read it carefully. It outlines the process of foreclosure (and includes a glossary for those unfamiliar with legal mumbo-jumbo), what your rights are, what the mortgage-holder’s rights are, and what options you may have to prevent, forestall, or help you just survive what lies ahead. Knowledge in these circumstances may not be power, but it will tell you what to expect, which is more comforting than going through foreclosure blind. There is also a section that briefly describes each state’s foreclosure rules. This book was obviously written with great compassion for people going through foreclosure, but it also offers clear-eyed advice regarding the homeowner’s options. This book may give you some ideas, or inform you of rights you may not have known you had. I highly recommend it.
Rating: 5 / 5

]]> Comment on The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket by Mark http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/comment-page-1/#comment-1076 Mark Wed, 17 Mar 2010 00:58:21 +0000 http://www.abbey-properties.com/840/the-foreclosure-survival-guide-keep-your-house-or-walk-away-with-money-in-your-pocket/#comment-1076 The The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket is a great volume on a timely topic that succeeds in two opposing areas: it covers a lot of ground yet it does not wander. NOLO press is a resource I have used in the past for a variety of legal topics. I am very picky with books in general and I make no bones about that. In the case of NOLO books, they are generally good but this text is particularly good. <br /> <br />Stephen Elias lists his extensive credentials, including many contributions to NOLO press and a successful bankruptcy law practice. His straightforward writing style makes this volume very readable. And the clear organization of the book also makes it useful as a reference. A very nice section goes state by state and lists some basics about the different real estate laws applicable in each one. <br /> <br />The book's focus goes way beyond the foreclosure process alone. It offers concrete information in several real estate and legal areas such as bankruptcy and it's relevance to real estate ownership. Clearly the focus on foreclosure will find a captive audience in the current economic climate. Still, one needn't be at risk of foreclosure in order to get something of value out of this book. <br /> <br />The book covers common legal practices relevant for foreclosure. The relevance of whether or not a state follows a judicial process for foreclosures is explained. The outlined worksheet makes it easier to quantify the pros and cons of keeping your property versus keeping as much money as possible in the cases where it's in your best interest to give up on the property. The author covers all the bases, including negotiating with lenders, selling your property, contemplating bankruptcy, and disputing the foreclosure. <br /> <br />Bankruptcy is covered in depth, which is not surprising given the author's practice as a bankruptcy attorney. The differences between chapter 7 and 13 bankruptcy are explored with the costs and benefits relative to foreclosure. <br /> <br />A basic treatment of forthcoming legislation provides a good primer on other options. He also covers scams to avoid, including companies who offer assistance that is not always above board. Some of those *dos and don'ts* might be obvious to some but most of us will be glad to have them. <br /> <br />All legal areas have complexities that cannot be covered by any single text. Many references are given, and this is a great primer. But this does not cover every possible scenario. Ultimately, if you have to go to court you will need an experienced attorney for guidance and representation. <br /> <br />Pros <br />+ Straightforward writing simplifies complex subject <br />+ Very well organized chapters <br />+ A nice state by state reference section <br />+ Great primer for real estate professionals <br />+ Good references on how to get additional information <br /> <br />Cons <br />- Won't prepare you to argue your case in court <br />- Can't cover every case due to complex subject <br /> <br />Conclusion <br /> <br />This book has been put together in a clean and concise way. For individuals who work in related fields, such as real estate agents or credit counselors, this is a great primer on the subject. For people facing foreclosure or interested in learning more, this book provides a nice blueprint on the key considerations. Just keep in mind that this is only a beginning and you will have a great start. <br /> <br />Definitely one of the better reads I've had in a while. Considering this is a reference text, that's really saying quite a lot. <br /> <br />Enjoy! <br /> Rating: 5 / 5 The The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket is a great volume on a timely topic that succeeds in two opposing areas: it covers a lot of ground yet it does not wander. NOLO press is a resource I have used in the past for a variety of legal topics. I am very picky with books in general and I make no bones about that. In the case of NOLO books, they are generally good but this text is particularly good.

Stephen Elias lists his extensive credentials, including many contributions to NOLO press and a successful bankruptcy law practice. His straightforward writing style makes this volume very readable. And the clear organization of the book also makes it useful as a reference. A very nice section goes state by state and lists some basics about the different real estate laws applicable in each one.

The book’s focus goes way beyond the foreclosure process alone. It offers concrete information in several real estate and legal areas such as bankruptcy and it’s relevance to real estate ownership. Clearly the focus on foreclosure will find a captive audience in the current economic climate. Still, one needn’t be at risk of foreclosure in order to get something of value out of this book.

The book covers common legal practices relevant for foreclosure. The relevance of whether or not a state follows a judicial process for foreclosures is explained. The outlined worksheet makes it easier to quantify the pros and cons of keeping your property versus keeping as much money as possible in the cases where it’s in your best interest to give up on the property. The author covers all the bases, including negotiating with lenders, selling your property, contemplating bankruptcy, and disputing the foreclosure.

Bankruptcy is covered in depth, which is not surprising given the author’s practice as a bankruptcy attorney. The differences between chapter 7 and 13 bankruptcy are explored with the costs and benefits relative to foreclosure.

A basic treatment of forthcoming legislation provides a good primer on other options. He also covers scams to avoid, including companies who offer assistance that is not always above board. Some of those *dos and don’ts* might be obvious to some but most of us will be glad to have them.

All legal areas have complexities that cannot be covered by any single text. Many references are given, and this is a great primer. But this does not cover every possible scenario. Ultimately, if you have to go to court you will need an experienced attorney for guidance and representation.

Pros

+ Straightforward writing simplifies complex subject

+ Very well organized chapters

+ A nice state by state reference section

+ Great primer for real estate professionals

+ Good references on how to get additional information

Cons

- Won’t prepare you to argue your case in court

- Can’t cover every case due to complex subject

Conclusion

This book has been put together in a clean and concise way. For individuals who work in related fields, such as real estate agents or credit counselors, this is a great primer on the subject. For people facing foreclosure or interested in learning more, this book provides a nice blueprint on the key considerations. Just keep in mind that this is only a beginning and you will have a great start.

Definitely one of the better reads I’ve had in a while. Considering this is a reference text, that’s really saying quite a lot.

Enjoy!

Rating: 5 / 5

]]> Comment on Which of these families deserves government mortgage help? by willy B http://www.abbey-properties.com/838/which-of-these-families-deserves-government-mortgage-help/comment-page-1/#comment-1068 willy B Tue, 16 Mar 2010 22:43:21 +0000 http://www.abbey-properties.com/838/which-of-these-families-deserves-government-mortgage-help/#comment-1068 Spare me your bleeding heart they should all get in a pit and fight and throw poo at each other like monkeys, that's if I am only being completely honest to your obvious question. I give your question the seriousness it deserves. Spare me your bleeding heart they should all get in a pit and fight and throw poo at each other like monkeys, that’s if I am only being completely honest to your obvious question. I give your question the seriousness it deserves.

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